{"id":2355,"date":"2023-03-07T12:40:46","date_gmt":"2023-03-07T11:40:46","guid":{"rendered":"https:\/\/swissfex.ch\/home\/"},"modified":"2025-05-15T17:23:09","modified_gmt":"2025-05-15T15:23:09","slug":"home","status":"publish","type":"page","link":"https:\/\/dev.swissfex.ch\/en\/","title":{"rendered":"Home"},"content":{"rendered":"
\ndesi\u00adgned for B2B and per\u00adfect\u00adly adapt\u00aded to their needs
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column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/4\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c][milestone heading_inherit=\u201eh2\u201c symbol_position=\u201eafter\u201c subject_padding=\u201e2%\u201c color=\u201eAccent-Color\u201c effect=\u201emotion_blur\u201c symbol_alignment=\u201eDefault\u201c milestone_alignment=\u201edefault\u201c number=\u201e1.5\u201c symbol=\u201eMrd.+\u201c subject=\u201eClosing volu\u00adme\u201c number_font_size=\u201e40\u201c symbol_font_size=\u201e30\u201c][\/vc_column_inner][vc_column_inner column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/4\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c][milestone heading_inherit=\u201eh2\u201c symbol_position=\u201eafter\u201c subject_padding=\u201e2%\u201c color=\u201eAccent-Color\u201c effect=\u201emotion_blur\u201c symbol_alignment=\u201eDefault\u201c milestone_alignment=\u201edefault\u201c number=\u201e25\u201c subject=\u201eFinancing part\u00adner\u201c number_font_size=\u201e40\u201c sym\u00adbol=\u201c+\u201c symbol_font_size=\u201e30\u201c][\/vc_column_inner][vc_column_inner column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/4\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c][milestone heading_inherit=\u201eh2\u201c symbol_position=\u201eafter\u201c subject_padding=\u201e2%\u201c color=\u201eAccent-Color\u201c effect=\u201emotion_blur\u201c symbol_alignment=\u201eDefault\u201c milestone_alignment=\u201edefault\u201c number=\u201e1\u2019200\u201c subject=\u201eMortgage Advi\u00adsor\u201c number_font_size=\u201e40\u201c sym\u00adbol=\u201c+\u201c symbol_font_size=\u201e30\u201c][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=\u201efull_width_background\u201c full_screen_row_position=\u201emiddle\u201c column_margin=\u201edefault\u201c equal_height=\u201eyes\u201c content_placement=\u201emiddle\u201c column_direction=\u201edefault\u201c column_direction_tablet=\u201edefault\u201c column_direction_phone=\u201edefault\u201c bg_color=\u201ergba(116,143,158,0.22)\u201c animated_gradient_bg=\u201etrue\u201c animated_gradient_bg_color_1=\u201c#ffffff\u201c animated_gradient_bg_speed=\u201e850\u201c animated_gradient_bg_blending_mode=\u201eorganic\u201c scene_position=\u201ecenter\u201c top_padding=\u201e3%\u201c constrain_group_1=\u201eyes\u201c bottom_padding=\u201e3%\u201c right_padding_desktop=\u201e100\u201c right_padding_tablet=\u201e0\u201c right_padding_phone=\u201e0\u201c text_color=\u201edark\u201c text_align=\u201eleft\u201c row_border_radius=\u201enone\u201c row_border_radius_applies=\u201ebg\u201c overflow=\u201evisible\u201c overlay_strength=\u201e0.3\u201c gradient_direction=\u201eleft_to_right\u201c shape_divider_position=\u201ebottom\u201c bg_image_animation=\u201enone\u201c gradient_type=\u201edefault\u201c shape_type=\u201e\u201c][vc_column column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c column_position=\u201edefault\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/2\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c][split_line_heading animation_type=\u201eline-reveal-by-space\u201c font_style=\u201eh1\u201c line_reveal_by_space_text_effect=\u201edefault\u201c stagger_animation=\u201etrue\u201c content_alignment=\u201edefault\u201c mobile_content_alignment=\u201einherit\u201c link_target=\u201e_self\u201c text_content=\u201eHow the Swiss\u00adFEX mor\u00adtga\u00adge bro\u00adkera\u00adge plat\u00adform works\u201c font_size=\u201e2vw\u201c font_size_phone=\u201e26px\u201c font_size_tablet=\u201e36px\u201c][\/split_line_heading][vc_column_text css_animation=\u201efadeInUp\u201c]Trans\u00adpa\u00adrent offer com\u00adpa\u00adri\u00adson in real time \u2013 indi\u00advi\u00addu\u00adal cus\u00adto\u00admer advice<\/strong>[\/vc_column_text][divider line_type=\u201eNo Line\u201c custom_height=\u201e50\u201c][vc_column_text css_animation=\u201efadeInUp\u201c]SwissFEX AG ope\u00adra\u00adtes an inde\u00adpen\u00addent mor\u00adtga\u00adge com\u00adpa\u00adri\u00adson plat\u00adform for inter\u00adme\u00addia\u00adries. We digi\u00adti\u00adze and sim\u00adpli\u00adfy the mor\u00adtga\u00adge bro\u00adkera\u00adge pro\u00adcess and crea\u00adte trans\u00adpa\u00adren\u00adcy. With us, inter\u00adme\u00addia\u00adries compa\u00adre in real time the various mor\u00adtga\u00adge offers in dif\u00adfe\u00adrent dimen\u00adsi\u00adons. The SFX plat\u00adform sup\u00adports con\u00adsul\u00adtants throug\u00adhout the finan\u00adcing pro\u00adcess.\n

Our busi\u00adness model is based on the effi\u00adci\u00adent inter\u00adac\u00adtion of the four play\u00aders pre\u00adsen\u00adted below:[\/vc_column_text][\/vc_column][vc_column column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c column_position=\u201edefault\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/2\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c enable_animation=\u201etrue\u201c animation=\u201efade-in-from-right\u201c animation_easing=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c][nectar_image_with_hotspots image=\u201e4286\u201c preview=\u201ehttps:\/\/dev.swissfex.ch\/wp-content\/uploads\/2023\/05\/System-EN.png\u201c color_1=\u201eExtra-Color\u20112\u201c hotspot_icon=\u201eplus_sign\u201c tooltip=\u201ehover\u201c tooltip_shadow=\u201emedium_depth\u201c animation=\u201etrue\u201c][nectar_hotspot left=\u201e27.9046696197859%\u201c top=\u201e37.10016411946426%\u201c position=\u201eleft\u201c]\n<\/p>

Swiss\u00adFEX<\/h4>\n

Swiss\u00adFEX AG\u2019s SFX mor\u00adtga\u00adge com\u00adpa\u00adri\u00adson plat\u00adform ser\u00adves as an inter\u00adface bet\u00adween affi\u00adlia\u00adted len\u00adders (banks, insu\u00adrance com\u00adpa\u00adnies and pen\u00adsi\u00adon funds) and our bro\u00adkera\u00adge part\u00adners. Through the cre\u00addit models stored per len\u00adder and our algo\u00adrith\u00adms, mor\u00adtga\u00adge advi\u00adsors can easi\u00adly deter\u00admi\u00adne and compa\u00adre the indi\u00advi\u00addu\u00adal inte\u00adrest rates of all pro\u00advi\u00adders in real time.[\/nectar_hotspot][nectar_hotspot left=\u201e69.2483388704319%\u201c top=\u201e57.25579838403429%\u201c position=\u201eright\u201c]\n<\/p>

Pla\u00adce\u00adment part\u00adner<\/h4>\n

Swiss\u00adFEX works exclu\u00adsi\u00adve\u00adly with pro\u00adfes\u00adsio\u00adnal mor\u00adtga\u00adge bro\u00adkers. We com\u00adbi\u00adne maxi\u00admum trans\u00adpa\u00adren\u00adcy and com\u00adpa\u00adra\u00adbi\u00adli\u00adty of offers with indi\u00advi\u00addu\u00adal cus\u00adto\u00admer advice. Beco\u00adme a Swiss\u00adFEX bro\u00adkera\u00adge part\u00adner and bene\u00adfit from the advan\u00adta\u00adges of the SFX platform.[\/nectar_hotspot][nectar_hotspot left=\u201e26.72572905131045%\u201c top=\u201e85.1312233010219%\u201c position=\u201eleft\u201c]\n<\/p>

Cus\u00adto\u00admers<\/h4>\n

Cus\u00adto\u00admers deci\u00adde for them\u00adsel\u00adves which inter\u00adme\u00addia\u00adry part\u00adner they would like to recei\u00adve mor\u00adtga\u00adge advice from. Our affi\u00adlia\u00adted inter\u00adme\u00addia\u00adries offer needs-based and indi\u00advi\u00addua\u00adli\u00adzed advice for finan\u00adcing projects.[\/nectar_hotspot][nectar_hotspot left=\u201e63.7874%\u201c top=\u201e11.6247%\u201c position=\u201eright\u201c]\n<\/p>

Finan\u00adcing part\u00adner<\/h4>\n

Banks, insu\u00adr\u00aders, pen\u00adsi\u00adon funds and invest\u00adment foun\u00adda\u00adti\u00adons beco\u00adme finan\u00adcing part\u00adners via the SFX plat\u00adform. The indi\u00advi\u00addu\u00adal finan\u00adcing gui\u00adde\u00adlines and the len\u00adding pro\u00adcess are model\u00adled in detail on the plat\u00adform during the onboar\u00adding pro\u00adcess. Pri\u00adcing models can be mana\u00adged inde\u00adpendent\u00adly in a secu\u00adre area. Len\u00adders also have the opti\u00adon of inter\u00adac\u00adting digi\u00adtal\u00adly with inter\u00adme\u00addia\u00adries via the SFX platform.[\/nectar_hotspot][\/nectar_image_with_hotspots][\/vc_column][\/vc_row][vc_row type=\u201efull_width_background\u201c full_screen_row_position=\u201emiddle\u201c column_margin=\u201edefault\u201c column_direction=\u201edefault\u201c column_direction_tablet=\u201edefault\u201c column_direction_phone=\u201edefault\u201c bg_color=\u201c#00749f\u201c bg_image=\u201e1408\u201c bg_position=\u201ecenter cen\u00adter\u201c background_image_loading=\u201edefault\u201c bg_repeat=\u201eno-repeat\u201c animated_gradient_bg=\u201etrue\u201c animated_gradient_bg_color_1=\u201c#00749f\u201c animated_gradient_bg_speed=\u201e1300\u201c animated_gradient_bg_blending_mode=\u201eorganic\u201c scene_position=\u201ecenter\u201c top_padding=\u201e4%\u201c constrain_group_1=\u201eyes\u201c bottom_padding=\u201e4%\u201c text_color=\u201elight\u201c text_align=\u201ecenter\u201c row_border_radius=\u201enone\u201c row_border_radius_applies=\u201ebg\u201c overflow=\u201evisible\u201c enable_gradient=\u201etrue\u201c color_overlay=\u201c#00749f\u201c color_overlay_2=\u201c#00aeef\u201c overlay_strength=\u201e0.8\u201c gradient_direction=\u201eleft_to_right\u201c shape_divider_position=\u201ebottom\u201c bg_image_animation=\u201enone\u201c parallax_bg=\u201etrue\u201c parallax_bg_speed=\u201efixed\u201c gradient_type=\u201edefault\u201c shape_type=\u201e\u201c][vc_column column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c column_position=\u201edefault\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/1\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c][vc_row_inner column_margin=\u201edefault\u201c column_direction=\u201edefault\u201c column_direction_tablet=\u201edefault\u201c column_direction_phone=\u201edefault\u201c text_align=\u201eleft\u201c row_position=\u201edefault\u201c row_position_tablet=\u201einherit\u201c row_position_phone=\u201einherit\u201c overflow=\u201evisible\u201c pointer_events=\u201eall\u201c][vc_column_inner column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c][\/vc_column_inner][vc_column_inner column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e2\/3\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c][split_line_heading animation_type=\u201eline-reveal-by-space\u201c font_style=\u201eh1\u201c line_reveal_by_space_text_effect=\u201edefault\u201c stagger_animation=\u201etrue\u201c content_alignment=\u201ecenter\u201c mobile_content_alignment=\u201einherit\u201c link_target=\u201e_self\u201c text_content=\u201eMore than just the best inte\u00adrest rate\u201c font_size=\u201e2vw\u201c font_size_phone=\u201e26px\u201c font_size_tablet=\u201e36px\u201c][\/split_line_heading][split_line_heading animation_type=\u201eline-reveal-by-space\u201c font_style=\u201eh1\u201c line_reveal_by_space_text_effect=\u201edefault\u201c stagger_animation=\u201etrue\u201c content_alignment=\u201ecenter\u201c mobile_content_alignment=\u201einherit\u201c link_target=\u201e_self\u201c text_content=\u201eThe SFX plat\u00adform does not sim\u00adply iden\u00adti\u00adfy the mor\u00adtga\u00adge pro\u00advi\u00adder with the lowest inte\u00adrest rate. Our con\u00adsul\u00adtants are able to compa\u00adre indi\u00advi\u00addu\u00adal offers in all dimen\u00adsi\u00adons and thus rea\u00adli\u00adze opti\u00admal finan\u00adcing of the pro\u00adper\u00adty for their cli\u00adents.\u201c font_size=\u201e1.2vw\u201c font_size_phone=\u201e16px\u201c][\/split_line_heading][\/vc_column_inner][vc_column_inner column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c][\/vc_column_inner][\/vc_row_inner][divider line_type=\u201eNo Line\u201c custom_height=\u201e50\u201c custom_height_phone=\u201e20\u201c][vc_row_inner column_margin=\u201edefault\u201c column_direction=\u201edefault\u201c column_direction_tablet=\u201edefault\u201c column_direction_phone=\u201edefault\u201c text_align=\u201eleft\u201c row_position=\u201edefault\u201c row_position_tablet=\u201einherit\u201c row_position_phone=\u201einherit\u201c overflow=\u201evisible\u201c pointer_events=\u201eall\u201c][vc_column_inner column_padding=\u201epadding-2-percent\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color=\u201c#ffffff\u201c background_color_opacity=\u201e0.2\u201c background_color_hover=\u201c#ffffff\u201c background_hover_color_opacity=\u201e0.4\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201e10px\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c enable_animation=\u201etrue\u201c animation=\u201efade-in-from-bottom\u201c animation_easing=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c][vc_column_text]\n<\/p>

Saron<\/h4>\n

-<\/h6>\n

from 0.70<\/span> %<\/strong><\/h3>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=\u201epadding-2-percent\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color=\u201c#ffffff\u201c background_color_opacity=\u201e0.2\u201c background_color_hover=\u201c#ffffff\u201c background_hover_color_opacity=\u201e0.4\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201e10px\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c enable_animation=\u201etrue\u201c animation=\u201efade-in-from-bottom\u201c animation_easing=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c delay=\u201e100\u201c][vc_column_text]\n

5 years<\/h4>\n

Fixed-rate mor\u00adtga\u00adge<\/h6>\n

from 1.11<\/span> %<\/strong><\/h3>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=\u201epadding-2-percent\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color=\u201c#ffffff\u201c background_color_opacity=\u201e0.2\u201c background_color_hover=\u201c#ffffff\u201c background_hover_color_opacity=\u201e0.4\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201e10px\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c enable_animation=\u201etrue\u201c animation=\u201efade-in-from-bottom\u201c animation_easing=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c delay=\u201e200\u201c][vc_column_text]\n

10 years<\/h4>\n

Fixed-rate mor\u00adtga\u00adge<\/h6>\n

from 1.41<\/span> %<\/strong><\/h3>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=\u201epadding-2-percent\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color=\u201c#ffffff\u201c background_color_opacity=\u201e0.2\u201c background_color_hover=\u201c#ffffff\u201c background_hover_color_opacity=\u201e0.4\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201e10px\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c enable_animation=\u201etrue\u201c animation=\u201efade-in-from-bottom\u201c animation_easing=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c delay=\u201e300\u201c][vc_column_text]\n

15 years<\/h4>\n

Fixed-rate mor\u00adtga\u00adge<\/h6>\n

from 1.55<\/span> %<\/strong><\/h3>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=\u201epadding-2-percent\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color=\u201c#ffffff\u201c background_color_opacity=\u201e0.2\u201c background_color_hover=\u201c#ffffff\u201c background_hover_color_opacity=\u201e0.4\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201e10px\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c enable_animation=\u201etrue\u201c animation=\u201efade-in-from-bottom\u201c animation_easing=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c delay=\u201e400\u201c][vc_column_text]\n

20 years<\/h4>\n

Fixed-rate mor\u00adtga\u00adge<\/h6>\n

from 1.68<\/span> %<\/strong><\/h3>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=\u201epadding-2-percent\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color=\u201c#ffffff\u201c background_color_opacity=\u201e0.2\u201c background_color_hover=\u201c#ffffff\u201c background_hover_color_opacity=\u201e0.4\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201e10px\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c enable_animation=\u201etrue\u201c animation=\u201efade-in-from-bottom\u201c animation_easing=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c column_padding_type=\u201edefault\u201c gradient_type=\u201edefault\u201c delay=\u201e500\u201c][vc_column_text]\n

25 years<\/h4>\n

Fixed-rate mor\u00adtga\u00adge<\/h6>\n

from 1.75<\/span> %<\/strong><\/h3>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=\u201edefault\u201c column_direction=\u201edefault\u201c column_direction_tablet=\u201edefault\u201c column_direction_phone=\u201edefault\u201c text_align=\u201eleft\u201c row_position=\u201edefault\u201c row_position_tablet=\u201einherit\u201c row_position_phone=\u201einherit\u201c overflow=\u201evisible\u201c pointer_events=\u201eall\u201c][vc_column_inner column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e1\/6\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c][\/vc_column_inner][vc_column_inner column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c overflow=\u201evisible\u201c gradient_direction=\u201eleft_to_right\u201c overlay_strength=\u201e0.3\u201c width=\u201e2\/3\u201c tablet_width_inherit=\u201edefault\u201c animation_type=\u201edefault\u201c bg_image_animation=\u201enone\u201c border_type=\u201esimple\u201c column_border_width=\u201enone\u201c column_border_style=\u201esolid\u201c][nectar_responsive_text font_size_desktop=\u201e12px\u201c font_line_height=\u201e1.2\u201c]\n

The inte\u00adrest rates shown are for illus\u00adtra\u00adti\u00adve pur\u00adpo\u00adses only and show the cur\u00adrent top con\u00addi\u00adti\u00adons (as of: <\/span>). 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Fre\u00adquent\u00adly asked ques\u00adti\u00adons<\/h3>\n[\/nectar_responsive_text][toggles style=\u201eminimal_small\u201c accordion=\u201etrue\u201c accordion_starting_functionality=\u201eclosed\u201c][toggle color=\u201eAccent-Color\u201c heading_tag=\u201eh4\u201c heading_tag_functionality=\u201edefault\u201c title=\u201eWho is behind SwissFEX?\u201c][vc_column_text]SwissFEX AG is a public limi\u00adt\u00aded com\u00adpa\u00adny based in Zurich and ope\u00adra\u00adtor of an inde\u00adpen\u00addent bro\u00adkera\u00adge plat\u00adform for mor\u00adtga\u00adges. It was estab\u00adlished in 2019 as a whol\u00adly owned sub\u00adsi\u00addia\u00adry of Swiss Life Ltd.[\/vc_column_text][\/toggle][toggle color=\u201eAccent-Color\u201c heading_tag=\u201eh4\u201c heading_tag_functionality=\u201edefault\u201c title=\u201eWhat finan\u00adcing is available through the SFX plat\u00adform?\u201c]
Curr\u00adent\u00adly, the SFX plat\u00adform sup\u00adports the fol\u00adlo\u00adwing mor\u00adtga\u00adge finan\u00adcing:<\/strong>\n
    \n
  • Purcha\u00adse \/ mor\u00adtga\u00adge redemp\u00adti\u00adon of owner-occu\u00adp\u00adied resi\u00adden\u00adti\u00adal pro\u00adper\u00adty<\/li>\n
  • Purcha\u00adse \/ mor\u00adtga\u00adge redemp\u00adti\u00adon of ren\u00adted resi\u00adden\u00adti\u00adal pro\u00adper\u00adty (buy-to-let)<\/li>\n
  • Purcha\u00adse \/ mor\u00adtga\u00adge redemp\u00adti\u00adon of vaca\u00adti\u00adon pro\u00adper\u00adties<\/li>\n
  • Purcha\u00adse \/ mor\u00adtga\u00adge redemp\u00adti\u00adon of invest\u00adment pro\u00adper\u00adties
    \n(MFH, offices, trade, etc. \u2011espe\u00adci\u00adal\u00adly also for legal enti\u00adties)<\/li>\n
  • Con\u00ads\u00adtruc\u00adtion finan\u00adcing<\/li>\n<\/ul>\n <\/div>[\/toggle][toggle color=\u201eAccent-Color\u201c heading_tag=\u201eh4\u201c heading_tag_functionality=\u201edefault\u201c title=\u201eWhy are the inte\u00adrest rates offe\u00adred so attractive?\u201c][vc_column_text]The SFX plat\u00adform is used by many dif\u00adfe\u00adrent finan\u00adcing part\u00adners. For each finan\u00adcing pro\u00adject, offers can be com\u00adpared com\u00adpre\u00adhen\u00adsi\u00adve\u00adly and in real time. Our sales part\u00adners and the Swiss\u00adFEX Ser\u00advice Cen\u00adter take over many admi\u00adnis\u00adtra\u00adti\u00adve acti\u00advi\u00adties for our finan\u00adcing part\u00adners. This gene\u00adra\u00adtes savings that our finan\u00adcing part\u00adners can pass on with attrac\u00adti\u00adve terms.[\/vc_column_text][\/toggle][toggle color=\u201eAccent-Color\u201c heading_tag=\u201eh4\u201c heading_tag_functionality=\u201edefault\u201c title=\u201eCan I also use the SFX plat\u00adform as an end customer?\u201c][vc_column_text]The SFX bro\u00adkera\u00adge plat\u00adform is available exclu\u00adsi\u00adve\u00adly to pro\u00adfes\u00adsio\u00adnal mor\u00adtga\u00adge bro\u00adkers. Becau\u00adse we are con\u00advin\u00adced that com\u00adpre\u00adhen\u00adsi\u00adve advice and sup\u00adport during the finan\u00adcing pro\u00adcess is indis\u00adpensable. Swiss\u00adFEX acts exclu\u00adsi\u00adve\u00adly as a plat\u00adform ope\u00adra\u00adtor and does not have its own sales force. Our renow\u00adned sales part\u00adners have a den\u00adse net\u00adwork of bran\u00adches throug\u00adhout Switzerland.[\/vc_column_text][\/toggle][toggle color=\u201eAccent-Color\u201c heading_tag=\u201eh4\u201c heading_tag_functionality=\u201edefault\u201c title=\u201eHow does Swiss\u00adFEX ensu\u00adre inde\u00adpen\u00addent advice?\u201c][vc_column_text]SwissFEX recei\u00adves lar\u00adge\u00adly stan\u00addar\u00addi\u00adzed com\u00admis\u00adsi\u00adon rates from all affi\u00adlia\u00adted len\u00adders (banks, insu\u00adrance com\u00adpa\u00adnies and pen\u00adsi\u00adon funds). This coun\u00adter\u00adacts a con\u00adflict of inte\u00adrest in the con\u00adsul\u00adta\u00adti\u00adon. Mor\u00adtga\u00adge offers on the SFX plat\u00adform are pre\u00adsen\u00adted in a neu\u00adtral way in terms of quan\u00adti\u00adty (e.g. inte\u00adrest rates) and qua\u00adli\u00adty (e.g. legal clau\u00adses in the mas\u00adter agree\u00adment). This enables our bro\u00adkera\u00adge part\u00adners to pro\u00advi\u00adde inde\u00adpen\u00addent and trans\u00adpa\u00adrent cus\u00adto\u00admer advice.[\/vc_column_text][\/toggle][toggle color=\u201eAccent-Color\u201c heading_tag=\u201eh4\u201c heading_tag_functionality=\u201edefault\u201c title=\u201eHow is Swiss\u00adFEX financed?\u201c][vc_column_text]When a mor\u00adtga\u00adge is suc\u00adcessful\u00adly con\u00adcluded, Swiss\u00adFex recei\u00adves a bro\u00adkera\u00adge com\u00admis\u00adsi\u00adon from the lin\u00adked finan\u00adcing part\u00adners (banks, insu\u00adrance com\u00adpa\u00adnies and pen\u00adsi\u00adon funds). Part of this bro\u00adkera\u00adge com\u00admis\u00adsi\u00adon flows to our bro\u00adkera\u00adge part\u00adners as clo\u00adsing commission.[\/vc_column_text][\/toggle][toggle color=\u201eAccent-Color\u201c heading_tag=\u201eh4\u201c heading_tag_functionality=\u201edefault\u201c title=\u201eHow secu\u00adre is my data?\u201c][vc_column_text]Your data is encrypt\u00aded using sta\u00adte-of-the-art pro\u00adce\u00addu\u00adres and stored exclu\u00adsi\u00adve\u00adly in Switzerland.[\/vc_column_text][\/toggle][\/toggles][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

    desi\u00adgned for B2B and per\u00adfect\u00adly adapt\u00aded to their needs is coor\u00addi\u00adna\u00adted.\u201c font_container=\u201etag:p|font_size:12|text_align:left\u201c use_theme_fonts=\u201eyes\u201c css_animation=\u201efadeIn\u201c][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=\u201eno-extra-padding\u201c column_padding_tablet=\u201einherit\u201c column_padding_phone=\u201einherit\u201c column_padding_position=\u201eall\u201c column_element_direction_desktop=\u201edefault\u201c column_element_spacing=\u201edefault\u201c desktop_text_alignment=\u201edefault\u201c tablet_text_alignment=\u201edefault\u201c phone_text_alignment=\u201edefault\u201c background_color_opacity=\u201e1\u201c background_hover_color_opacity=\u201e1\u201c column_backdrop_filter=\u201enone\u201c column_shadow=\u201enone\u201c column_border_radius=\u201enone\u201c column_link_target=\u201e_self\u201c 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